- I earn more than $50,000 (net income) in 2014
My net income ended up at $58,833. This is actually a little less than in 2013, but still more than expected. Grade A-.
- I save more than 65 percent of my net income in 2014. I saved 56 percent of my net income. Higher travel expenses and a large personal expense/investment drew down my savings rate. Grade C.
- I have a net worth of more than $180,000 by December 2014. My net worth at the end of 2014 is $180,691. Grade A.
- I have an emergency fund with $10,000 in a separate bank account before July 2014. I didn't reach this goal this year either. I guess it is not that important for me to have an emergency fund. Grade F.
I accomplished 2 out of 4 goals, and ended up with the grades A-, C, A, F.