- Goal 1: "I save more than 65 percent of my net income in 2013". I ended up saving 65,2 percent of my net income. This number could have been even higher (maybe 70 percent) if I had been a little more carefull with my spending. Grade A.
- Goal 2: "I have a net worth of more than $90,000 by December 2013". I reached $90,000 in July 2013 and ended up with almost $130,000 in net worth by the end of the year. The 2 main reasons behind this is (1) higher than expected income from my new job (since February) and (2) a very good stock market. Grade A+.
- Goal 3: " I have an emergency fund with $10,000 in a separate account by December 2013" I didn't reach this goal. I saved a lot more than $10,000 in the bank this year, but most of that money is tied up towards buying a home. I now have about $5,000 available for emergencies, but not in a separate account. I guess this goal will be on my goal list for 2014. Grade D.
I accomplished 2 out of 3 goals, and ended up with the grades A, A+, D. Overall I am very happy with this year. I will soon post my financial goals for 2014.